beikokukabuanditexiehu: puraibe-tonennkinnwotukuru (Japanese Edition)
beikokukabuanditexiehu: puraibe-tonennkinnwotukuru (Japanese Edition)

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日本では約52%の人が預貯金だけで運用(ある意味保管)されていることから世界の人々からは貯金好きな国民と思われています。世界のデータと比べてみても欧州の先進国の預貯金率は20%~30%、アメリカは13%しかありません。この数値からも、日本人がいかに投資と距離を置いているかがわかります。団塊世代(昭和25年生まれくらい)より上の人達は、個人で積極的に投資をする必要がありませんでした。手厚い年金制度、終身雇用に伴う退職金など、会社が老後の面倒を見てくれたからです。しかし今の日本は、年金も終身雇用も退職金ですらどうなるかわからない状況にあります。そのような状況を打破するには、アメリカや欧州のように自ら積極的に投資をして、自分も家族も守る必要があると私は考えています。ここでは手堅く資産を構築していく方法をわかりやすく書いています。皆さんの背中を押す一歩になれば嬉しく思います。

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